Home |Services | MOBILE BANKING IMPS

Whats New

  • RBI grants Authorised Dealer – category II for retail forex license to Apna bank
  • BSI certifies Apna Bank with the upgraded ISO 27001:2013 cerification for information Security
  • IMPS -Apna Sahakari Bank Ltd. is Live in Immediate Mobile Payment System.
  • Milestone Of Business Mix Of Rs. 5000 Cr. Plus achieved. Thanks To All Our Shareholders & Customers.
  • We are SCHEDULED Bank now. Thanks to all Shareholders, Customers & Well Wishers.
MOBILE BANKING IMPS


  • 24 X 7 X 365 availability
  • SMS confirmation to sender and receiver
  • Simple & Easy to use
  • Fast, inexpensive, safe & secure, accessible

Registration Process

Customer has to submit duly filled E-channels form available at the branches . He has to tick on SMS service and Mobile Banking service
On registering the application form in the system by Bank officials , the customer will receive 2 SMS. One SMS sends the MPIN , Second SMS Sends the Transaction PIN
MPin is used for Log-in to the Mobile banking application software and Transaction pin is used for funds transfer through IMPS

Mobile Application Software
Customer has to download Apna Bank’s Mobile Application from the respective Play stores
Android - Google play store
Windows - Windows store
Iphone - Itunes
For example : for Android phones, Customer has to search and download “Apna Bank Mobile application” from the “Google Play Store”

Mobile Application Functioning
There are two options to operate the Mobile banking system
SMS (without internet connection on mobile) – Funds transfer Limit Maximum Rs.5000/- per day
GPRS (With internet / Data connection on Mobile) –Funds transfer limit (as decided by the Bank from time to time ). At present the maximum funds transfer through mobile, the maximum limit per day is set to Rs. 2 Lakhs

Services Available
PIN Change ( When ever required by the cutomer)
Mini Statement – Statement of last 3 transactions on the mobile
Balance Enquiry – Know the Balance in your account
Request for Email Statement ( start in soon)
Bank’s ATM Locator
Utility bill Payments ( starting soon)

IMPS Facilities

P2P – Funds Transfer to Mobile Number

In this option we require
Mobile Number of the person to whom we wish to transfer funds
MMID Number ( Mobile Money Identification Number) of his account
(Mobile banking System Generates a Unique MMID number for each account)
Amount
Select your account from which you wish to transfer funds
Enter Your Transaction PIN
Click on SUBMIT
The system will display on the mobile screen the information you just entered and ask for your confirmation
Once you confirm the amount is instantly Transferred and a SMS flashes on the screen informing that the funds are transferred
Limitation : The other person whom you wish to transfer fund should have his mobile number registered with his bank for mobile banking

 

P2A – Funds Transfer to Account Number

This option functions exactly like NEFT transfer
In the option we require
15 digit Account number of the person you wish to transfer funds to.
His/Her Bank/Branch’s IFSC Code
Amount
Select your account from which you wish to transfer funds
Enter Your Transaction PIN
Click on SUBMIT
The system will display on the mobile screen the information you just entered and ask for your confirmation
Once you confirm the amount is instantly Transferred and a SMS flashes on the screen informing that the funds are transferred

 

P2U – Funds Transfer to Aadhar

This option Transfers funds to the account linked to Aadhar Number
We require
Aadhar number of the person you wish to transfer funds to.
Amount
Select your account from which you wish to transfer funds
Enter Your Transaction PIN
Click on SUBMIT
The system will display on the mobile screen the information you just entered and ask for your confirmation
Once you confirm the amount is instantly Transferred and a SMS flashes on the screen informing that the funds are transferred

P2M – Funds Transfer to Merchant

This option allows Bill payments, Insurance premium payments, Credit card Payments.
The merchant provides his mobile number and MMID number for funds transfer

In this option we require:
a. Merchant mobile number
b. Merchant MMID
c. Amount
d. Payment Reference( optional)
Payment Reference is an optional 50 characters field provided. This field will be used to enter the unique reference for the payment, and identifies the transaction to the merchant. The merchant decides what customer will enter in this field. For e.g. for insurance premium payment, customer may need to enter policy number in the payment reference field; for electricity bill payment, it may be consumer number. The syntax and information to be input in the payment reference field will be decided by merchant, and communication of the same will be merchant ownership

e.Select your account from which you wish to transfer funds
Enter Your Transaction PIN or OTP (One Time Password generated by Mobile)
Click on SUBMIT
The system will display on the mobile screen the information you just entered and ask for your confirmation
Once you confirm the amount is instantly Transferred and a SMS flashes on the screen informing that the funds are transferred