Maximum Limit : Up to Rs.50.00 Lakh 

Repayment Period : Maximum 120 instalments

Eligibility : 50% of Market Value of the security offered. 

Margin : 20% to 25% of valuation

Primary Security : Residential Flat / Shop / Industrial gala

Collateral Security : a. L.I.C
                                  b. N.S.C
                                  c. Kisan Vikas Patra
                                  d. Fixed Deposit. Recurring Dep.

Women : 11.00%*

Others    : 12.00%*

Rate applicable for Loans sanctioned after 12/09/2023 

1. Duly filled Loan form
2. Account Statement / Passbook for verification
3. Other Bank account statement if any
4. Three Photograph of Borrower & Guarantors
5. Income proof for last three years if businessman / current 3 months payslips if salary earner, form no 16 of last year
6. Ration card of borrower and Guarantors
7. Aadhar card of borrower and Guarantors
8. Electricity Bill of borrower and Guarantors
9. Maintenance receipt
10. Shares – Borrower and guarantor
11. NOC letter from society/ Builder/ MHADA / CIDCO
12. Agreement for sale / Allotment letter/ from builder/ MHADA / CIDCO
13. Creation of charge letter.
14. Share Certificate
15. Valuation report of property.
16. CIBIL Report
17. CC/OC

       1. Share 2.5% of the Loan amount above 1 Lakh
       2. guarantor's share of Rs 2000/- each
       3. Service Charges 1% of loan amount Min 150/-
       4. Franking – 800/-
       5. Visit Charges – Rs.375/- to Rs 11800/-
       6. Scrutiny charges – Min – 475/- Max 59000/-
       7. Cibil Report – Consumer – 295/- Commercial - 2065/-
       8. Cersai Report – 295/- 
       9. Mortgage draft typing charges Max Rs. 1000/-

• No Pre-payment charges
• Daily reducing balance
• Repayment in addition to fixed instalment can be made without any charges