This policy is applicable to Apna Sahakari Bank Ltd’s website and services offered by the bank.
The Customers are required to cooperate with Apna Sahakari bank Ltd. in order to ensure the security of the information. To ensure the secured access, it is recommended that the Customers necessarily choose their passwords and Pin numbers carefully such that no unauthorised access is made by a third party. The Customers should undertake not to disclose their password, Pin numbers, OTP to anyone or keep any written or other record of the password, Pin number such that a third party could access it.
Apna Sahakari Bank Ltd. undertakes not to disclose the information provided by the Customers to any person, unless such action is necessary to:
The Customers shall not disclose to any other person, in any manner whatsoever, any information relating to Apna Sahakari Bank Ltd. or its affiliates of confidential nature obtained in the course of availing the services through the website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle Apna Sahakari Bank Ltd. or its affiliates to terminate the services, without prejudice to any damages, to which the customer may be entitled otherwise.
Apna Sahakari Bank Ltd. will limit the collection and use of customer information only on a need-to-know basis to deliver better service to the customers.
The customer authorises Apna Sahakari Bank Ltd. to use the information to carry out any obligation related to its business relationship with the Bank. Additionally, the bank may use and share this information with its affiliates ,third parties, financial institutions, credit bureaus for its operational and management requirements , providing services and any service-related activities, product promotions, , creditworthiness evaluation and/or , debt collection, customer relationship management, fulfilling all statutory and regulatory obligations and all other legitimate purposes.
Apna Sahakari Bank Ltd. will always do its best to ensure security of the information
Terms and Conditions
The customer shall be responsible for the safe custody and security of the Mobile Banking Application downloaded on their mobile phones to avoid unauthorised usage.
Information that bank may collect about you through mobile banking includes information that you voluntarily disclose at the time of application such as your name, primary a/c number, alias a/c, secondary account number/s, mobile number and other contact information; transaction information, information resulting from your mobile activity in terms of your usage of the subscribed mobile banking service. We do not gather additional information associated with your mobile device through cookies and other technologies. Customer expressly authorises the bank to disclose the mobile/sms service provider information in its possession as may be required by them to provide the services to the customer
Transactions initiated through Mobile banking application are irrevocable. The customer shall be solely responsible/ liable for any loss, claim, liability arising therefrom and or incidental thereto
I/We declare that the information provided in the application are true correct and complete.
I/We affirm, confirm and undertake that I/We have read, understood and accept the Terms and Conditions for usage of Mobile Banking services offered by Apna Sahakari Bank Ltd. as displayed on the www.apnabank.co.in and any updates that come to the website from time to time I/We agree to abide by them. I/We agree to adhere and comply regulation / practices set by telecom authority/ regulatory authority/NPCI/ Government of India / State government etc towards all services associated banking activities.
Limitation of Liability
Bank shall not be held liable and shall be absolved from all liabilities whatsoever for any loss caused to the customer due to any reason beyond the control of the bank, the Bank is unable to receive or execute any of the request from the customer or there is loss of information during the process of transmission or processing , which may include technology failure, mechanical breakdown, interruption, suspension or failure of telecommunication equipment