Whats New

  • RBI grants Authorised Dealer – category II for retail forex license to Apna bank
  • BSI certifies Apna Bank with the upgraded ISO 27001:2013 cerification for information Security
  • IMPS -Apna Sahakari Bank Ltd. is Live in Immediate Mobile Payment System.
  • Milestone Of Business Mix Of Rs. 5000 Cr. Plus achieved. Thanks To All Our Shareholders & Customers.
  • We are SCHEDULED Bank now. Thanks to all Shareholders, Customers & Well Wishers.
Bank Charges

Savings Bank A/c - No frills A/c

 

Minimum Bal 

   Urban Branch Rural Branch
Saving Acc  Rs. 200/- Rs. 100/-
Saving Acc With Chequ Book Rs. 500/- Rs. 200/-
NFSB Rs. 50/- Rs.  0/-
Current Acc Rs. 1000/- Rs. 1000/-
Salary  Acc Rs. 0/- Rs.  0/-

Saving Bank Accounts without Cheque Facility     

Minimum Balance City- Rs.200/- Rural-Rs.100/-
Charges for non maintenance thereof RS. 50/-

Other Savings bank account facilities     

Issue of Duplicate Statement Rs.75/-(first page) plus Rs.30/- each (Subsequently pages) 
Issue of loose cheque leaves N.A
Issue of duplicate pass book Rs.75/-
Mode of calculation of minimum Balance  
Issue of cheque book 50 leaves free in a year
Subsequently Rs.5/- each Cheque

Current bank Account

Minimum Balance Rs.1000/-
Charges for non maintenance thereof Rs. 100/-
Issue of cheque book Rs.5/- per leaf
Folio Charges Rs.75/- Per Pg

Cheque Return-Inward

Upto Rs. 20000/- Rs.100/-
Rs.20001/- to Rs. 1 Lac Rs. 125/-
Above Rs. 1 Lac Rs. 300/-
Cheque Return - Outward RS.125/-

Account closure

  Savings Current
Before 6 Month Rs.200/- Rs.350/-
6 Months to 12 Months Rs.150/- Rs.325/-
After 1 year Rs.125/- Rs.225/-
Cheque Return - Outward Rs.5/- per leaf

Remittance Facilities through own bank

DD - Issue N.A
DD - Cancellation N.A
DD - Duplicate N.A
DD - Revalidation N.A

PO - Issue

upto Rs.500/- Rs. 30/-
Rs.501 to Rs.1000/- Rs. 30/-
Rs.1001 to Rs.5000/- Rs. 40/-
Rs.5001 to Rs.25000/- Rs. 60/-
Rs.25001 & above

Rs.1.50 per Rs.1000/-

Minimum Rs.60/-

Maximum Rs.1000/-

PO - Cancellation Rs. 100/-
PO - Duplicate Rs. 100/-
PO - Revalidation Rs. 100/-
TT - Issue N.A
TT - Cancellation N.A
TT - Duplicate N.A
TT - Revalidation N.A
EFT Charges - Inward N.A
EFT Charges - Outward N.A

RTGS - Outward

Rs.1,00,000/- to Rs.5,00,000/ Rs. 25 per transaction
Above Rs.5,00,000/- Rs. 50/- per transaction
RTGS - Inward No Charges

NEFT

upto Rs.10000/- Rs.2.80
Rs,10001/- to Rs.1,00,000/- Rs.5.60
Rs.1,00,000/- to Rs.2,00,000/- Rs.16.80
Above Rs.2,00,000/- Rs.28/-
Collection of Cheques No Charges

Remittance Facilities through other bank

ICICI BANK

DD - Issue  
upto Rs.25000/- Rs. 30/-
Above Rs.25000/- Rs. 1.50 for every Rs.2000/-
Minimum Rs.40/-
Cancellation upto Rs. 10000/- Rs. 75/-
Above Rs.10000/- Rs. 150/-

SBI

upto Rs. 10000/- Rs. 75/-
Above Rs. 10000/- Rs. 5 for every Rs. 1000/-
Maximum Rs. 12500/-
Cancellation Rs. 200/-

Union Bank

Upto Rs. 10000/- Rs. 75/-
Above Rs. 10000/- Rs. 5/- for every Rs. 1000/-
Maximum Rs. 12500/-
Cancellation Rs. 200/-

 

PO - Issue N.A
PO - Cancellation N.A
PO - Duplicate N.A
TT - Issue N.A
TT - Cancellation N.A
TT - Duplicate N.A
TT - Revalidation N.A
EFT Charges - Inward N.A
EFT Charges - Outward N.A
Collection of Cheques N.A

Foreign Exchange Transactions

Remittance Outward 0. 30%
Remittance Inward 0. 10%
TCs - Selling 0. 28%
TCs - Encashing No Charges
TCs - Foreign Currency N.A
Cheque Collection N.A
Local  

Outstation through own bank

upto Rs.10,000/- Rs. 50/-
Rs.10,001 to Rs.1,00,000/- Rs. 100/-
Above Rs.1,00,000/- Rs. 150/-
Bouncing of Cheques-Outsation-through own bank  
Outstation through another bank N.A

RETAIL LOAN

Loan Processing Charges

Secured /Unsecured Loan 1%
CC Renewal 0.25%
Sectoin B-49 upto Rs.1 Lac 0.75%
Section B-49 above 1 Lac 1.00%

Gold Valuation Charges

First 5 grams Rs.100/-
Every gram above 5 grams Rs.5/-
NSC / LIC / KVP 0.50% or MinimumRs.125/-
Prepayment Charges No Charges
No due Certificate  
Charges for late payment of EMI No Charges
Charges for changing from fixto floating rates of interest N.A
charges for changing from float to fixed rates of interest N.A

Solvency Certificate

upto Rs.50000/- Rs. 500/-
Rs.50001 to Rs.2.00 Lac Rs. 750/-
Rs.200001 to Rs.5.00 Lac Rs. 1250/-
Rs.500001 to Rs.10.00 lac Rs. 2000/-
Rs.10,00,001/- to 25 lac Rs. 5000/-
Rs.25,00,000/- to 50 lac Rs. 10000/-
Rs.50,00,001/- to 1 crore Rs. 15000/-
Rs.1,00,00,001/- to 10 crore Rs. 25000/-
Above 10 crore Rs. 50000/-
Charges for late payement of EMI N.A
Charges for changing from fixed to floating rates of interest N.A
charges for changing from float to fixed rates of interest  

Cards

ATM

Membership fee No Charges
Annual Fee No Charges
Renewal Charges No Charges
Late Payment Charges N.A
Interest Charges N.A
Replacement Charges /Additional Card RS. 200/-
Transaction Charge for Partner banks No Charges
Transaction Charge for Non - Partner banks N.A

Credit Card

Credit Card N.A

Debit Card

Debit Card No Charges

MISCELLANEOUS

Balance Enquiry No Charges
Balance Certificate Rs.50/-
Interest Certificate No Charges
Duplicate Term Deposit Receipt RS.125/-
Delay in RD Installment Rs.1.50 for every Rs.100/-
Use of Fax / Telephone / Modem No Charges
Franking Charges Rs. 10/-
Photo attestation No Charges
Signature attestation Rs.100/-
Stop Payment Charges Rs.100/-
Inoperative account SB- Rs.50/- Current- Rs.100/-

Faith Enquiry

Savings Bank A/c Rs.100/-
Current bank Account RS.125/-