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Bank Charges

Savings Bank A/c - No frills A/c

 

 Bank Charges

 
 
 
 
* Charges are Exclusive of GST
 
 
 

Saving Bank Accounts without Cheque Facility 

Minimum Balance   Urban Brn Rural Brn
  Saving Acc With out Cheque Book Rs. 500/- Rs. 500/-
  Saving Acc With Cheque Book Rs. 1000/- Rs. 1000/-
  Kumar Savings Rs. 100/- Rs. 100/-
  Salary Acc Rs.1000/- Rs. 1000/-
Charges for non maintenance thereof 18% p.a. on difference of Minimum Balance & Average Account Balance.  

 

 

 

 

 

 

 

 

 

 

Other Savings bank account facilities

Issue of loose cheque leaves N.A
Issue of duplicate pass book Rs.100/-
Printing Previous Years records RS.10/- per Page
Withdrawal Charges   Above 4 nos withdrawals per months, per withdrawal Rs. 15/-
Issue of cheque book 25 leaves free in a year
Subsequently Rs.6/- each Cheque
Return of Cheque Book  Rs 6/- Per Cheque
SMS Charges  Rs. 25/-  Per Quarter
Requested cheque book not collected with in 3 months  Rs.25/-

 

 

 

 

 

 

 

 

 

 

 

 

Current bank Account

Minimum Balance Rs.3000/-
Charges for non maintenance thereof 18% p.a. on difference of Minimum Balance & Average Account Balance.
Issue of cheque book First cheque book (50 leaves) free
Subsequently Rs.6/- each Cheque
Requested cheque book not collected with in 3 months Rs 6/- per cheque

Folio Charges

Rs.100/- Per 50 Records 

*No Folio Charges for Accounts Maintaning Rs 25000/- Credit Balance
Issue of Duplicate Statement Rs.100/-(first page) plus Rs.36/- per page (Per Page 40 Records )
SMS Charges CC & Current Rs. 15/- + GST Per Month

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque stop payment charges  Rs. 125/- per cheque 
Mandated verification  Rs. 125/- per month

 

 

 

 

 Account closure

  Savings Current
Before 6 Month Rs.250/- Rs.425/-
6 Months to 12 Months Rs.180/- Rs.400/-
After 1 year Rs.150/- Rs.275/-
Unused Cheques Per Cheque Rs.6/- Rs. 6/-

 

Depositing Cash in the Evening for Passing Cheque Rs.125/- for per cheque
Cash Handling Charges (CD & OD) Rs. 200/- for 1.00 Lakhs, Rs 125 for additional per lakhs, maximum Rs. 2000/-
Depositing Cash for Realisation of Cheque  Rs.100/- for per cheque
Depositing Denominations Lower than Rs. 100/-  Rs. 10/- per bundle
Cheque Suspence / Against Clearing TOD Interest or Rs. 50/- Whichever is Higher
Overdue Bill Charge 2% penal Interest

 

 Term Deposit

Duplicate Term Deposit Receipt Rs. 150/- per reciept
Delay in Recuring Deposit Installment Rs. 2/- for every Rs 100/- per month

 

Cheque Return-Inward

 Particulars Savings Current/CC/OD
Upto Rs. 20000/-   Rs.120/-
Up to Rs. 1 Lac Per Cheque  Rs.150/- Rs. 180/- 
Above Rs. 1 Lac Per Cheque  Rs.360/- Rs. 775/-
ECS Debit Return/NACH Rs. 150/-  

 

Cheque Return-Outward

 Particulars Savings Current/CC/OD
Per Cheque Return Rs.100/- Rs.150/-
National Clearing Return Rs.100/- Rs.150/-
ECS Debit / NACH return & Other Clearing  Rs.75/- Rs.75/-

 

PO - Issue

upto Rs.500/- Rs. 40/-
Rs.501 to Rs.1000/- Rs. 40/-
Rs.1001 to Rs.5000/- Rs. 50/-
Rs.5001 to Rs.25000/- Rs. 75/-
Above Rs.25000/-  Rs.1.75 per Rs.1000/-
  Minimum Rs.75/-
  Maximum Rs.1180/-
PO - Cancellation Rs. 125/-

PO - Duplicate                          upto Rs.5000

                                             above Rs.5000  

Rs. 75/-

Rs. 125/-
PO - Revalidation Rs. 125/-

 

RTGS - Outward

Rs.1,00,000/- to Rs.5,00,000/ Rs. 30.00 per transaction
Above Rs.5,00,000/- Rs. 60.00 per transaction
RTGS - Inward No Charges
RTGS Against Cash Rs.250/- per transaction

 

NEFT

upto Rs.10000/- Rs.3.30
Rs,10001/- to Rs.1,00,000/- Rs.6.60
Rs.1,00,000/- to Rs.2,00,000/- Rs.19.85
Above Rs.2,00,000/- Rs 33.05
NEFT Against Cash Rs.250/- per Transaction

 

Remittance Facilities through other bank

 

ICICI BANK

DD - Issue  
upto Rs.25000/- Rs. 40/-
Above Rs.25000/- Rs. 1.50 for every Rs.2000/-
  Minimum Rs.50/-
Cancellation upto Rs. 10000/- Rs. 100/-
Above Rs.10000/- Rs. 200/-

 

SBI

upto Rs. 10000/- Rs. 100/-
Above Rs. 10000/- Rs. 6 for every Rs. 1000/-
  Maximum Rs. 14750/-
Cancellation Rs. 250/-

 

Union Bank

Upto Rs. 10000/- Rs. 100/-
Above Rs. 10000/- Rs. 6/- for every Rs. 1000/- 
  Maximum Rs. 14750/-
Cancellation Rs. 250/-

 

Bank Guarantee  Fully Secured 1.20% p.a. 
Partially Secured 3.60% p.a.

 

Locker 

Locker Size Annual Rent Key Deposit (One Time)
Small Rs. 1600/- Rs. 10000/-
Medium Rs. 1900/- Rs. 15000/-
Large Rs. 3900/- Rs. 25000/-

 

New Locker Issue Charges  Rs. 350/-
Locker Break Open  Rs. 2375/- + Actuals
Locker Surrender  Rs. 375/- 
Locker Operation  3 times per month Free, There after Rs 50/- per Visit 

 

Delay In Locker Rent

Locker Amount
Small Rs. 100/-
Medium Rs. 150/-
Large Rs. 200/-

 

Loan Charges

 

Loan Application Charges

Secured/Surety Rs. 75/-
Vehicle Loan Rs. 125/-
Business Loan Rs. 125/-

 

Visit Charges

Secured/Surety Rs. 125/-
Vehicle Loan Rs. 375/-

 

Other Loan  
Upto Rs.1.00 Lakhs Rs. 375/-
Upto Rs.2.00 Lakhs Rs. 475/-
Upto Rs.5.00 Lakhs Rs. 650/-
Above Rs.5.00 Lakhs to 1.00 Cr Rs. 1180/-
Above 1.00Cr Rs. 5900/-
Out of Mumbai  Rs. 11800/- + Actual Expenses

 

Loan Processing Charges

Secured /Unsecured Loan 1% Minimum Rs.150
 CC Renewal

0.30%

*Delay in Renewal or Submission of Documentation 1% additional Interest
Sectoin B-49 upto Rs.1 Lac 0.90%
Section B-49 above 1 Lac 1.20%

 

Gold Valuation Charges

First 5 grams Rs.125/-
Every gram above 5 grams Rs.6/-

 

Scrutiny Charges

Rs. 50000/- to Rs.1.00 Lakhs Rs. 475/-
Rs.1.00 Lakhs to Rs. 2.00 Lakhs Rs. 475/-
Rs.2.00 Lakhs to Rs. 5.00 Lakhs Rs. 550/-
Rs.5.00 Lakhs to Rs. 10.00 Lakhs Rs. 3000/-
Rs.10.00 Lakhs to Rs. 15.00 Lakhs Rs. 3000/-
Rs.15.00 Lakhs to Rs. 20.00 Lakhs Rs. 3000/-
Rs.20.00 Lakhs to Rs. 25.00 Lakhs Rs. 4750/-
Above Rs.25.00 Lakhs to Rs. 1.00 Cr Rs. 11800/-
Above Rs.1.00 Cr to Rs. 5.00 Cr Rs. 23600/-
Above Rs.5.00 Cr Rs. 59000/-

 

Shares

Nominal Membership Application Rs. 30/-
Membership Application Rs. 15/-
Nominal Membership Fee Rs. 125/-
Membership Entrance Fee Rs. 15/-
Duplicate share certificate Rs. 25/-
Transfer of share Rs. 25/-

 

Notice Charges  
Card Notice  Rs. 150/- 
Other Notices - Loanee & Guarantor Each Rs. 275/-
Leagal Notice - Loanee & Guarantor Each Rs. 710/-
Case File Charges  Actual Expenses 
Vehicle Seizing Charges  
Two or Three Wheeler Rs. 1800/-
Heavy Vehicle  Rs. 6500/-
Out of Mumbai Rs. 6500/- + Actual Expenses
RTO Charges (Vehicle hypothecation /Removal)   
Two or Three Wheeler Rs. 300/-
Light Vehicle Rs. 710/-
Heavy Vehicle Rs. 1300/-

 

Charges for sending of Cheques and Bill for Recovery 

  Cheque BIll
Up to Rs. 1000/-  Rs. 40/- + postage Rs.150/-
Rs. 1001/- to Rs. 5000/- Rs. 75/- + postage Rs.150/-
Rs. 5001/- to Rs. 10000/- Rs. 75/- + postage Rs.150/-
Rs. 10001/- to Rs. 1.00 lakhs Rs. 150/- + postage

Rs. 6/- per Thousound 

*Maximum upto Rs.1500/-
Above Rs. 1.00 Lakhs Rs. 650/- + postage

Rs. 6/- per Thousound

*Maximum upto Rs.1500/-

 

Prepayment Charges No Charges
No due Certificate Rs. 100/-
Charges for late payment of EMI No Charges
Charges for changing from fixto floating rates of interest N.A
charges for changing from float to fixed rates of interest N.A
CIBIL Report Individual Rs. 295/-
CIBIL Report Company Rs. 2065/-
CERSAI Report upto Rs. 5.00 Lakhs Rs. 150/-
CERSAI Report above Rs. 5.00 Lakhs Rs. 300/-
CERSAI Charge Satisfaction Rs. 150/-
Charge Creation  Rs. 150/-
Inspection of Stocks/Books Debts/Factory Plant & Machinery/ Vehicle ETC Rs. 1800/- + Actual Expenses
Delay in Stock Statment Submission beyond 15th of Each month 1 % of Loan Amount
Pledge / Lein N.S.C. / K.V.P / LIC In the Bank's Name  0.50% of Loan Amount or Rs. 150/- Whichever is Higher 

 

Solvency Certificate

upto Rs.50000/- Rs. 600/-
Rs.50001 to Rs.2.00 Lac Rs. 900/-
Rs.200001 to Rs.5.00 Lac Rs. 1500/-
Rs.500001 to Rs.10.00 lac Rs. 2375/-
Rs.10,00,001/- to 25 lac Rs. 5900/-
Rs.25,00,000/- to 50 lac Rs. 11800/-
Rs.50,00,001/- to 1 crore Rs. 17700/-
Above 1 crore maximum Rs. 25500/-

 

Cards

 

ATM Cum Debit Card

New Card issuance  Rs. 150/- with effect from 1st May 2022
Annual Fee Rs. 100/- per annum with effect from 1st April 2018
Transaction Charges per customer per month per ATM card Other Bank's ATMs With effect from 15th OCT 2017  
After 3 Metro Transaction &
After 5 Non-Metro Transaction 
Financial Rs.20/-  per Transaction
Non-Financial Rs.10/-  per Transaction 

 

Our Customer using our Own Bank's ATM With effect from 1st September 2021 
After 5 nos Transaction 
Financial Rs.20/-  per Transaction
Non-Financial Rs.10/-  per Transaction 
Duplicate Pin Mailer  Rs. 50/-
Duplicate Card / Additional Card RS. 250/-

 

IMPS Charges

Up to Rs. 1000/- Nill
Rs. 1001/- to 1 Lakh Rs.5
Above 1 lakh Rs.10 Each Entry

 

Credit Card

Credit Card Facility not Available

 

MISCELLANEOUS

Balance Confirmation Certificate Rs.125/-
Interest Certificate No Charges
Probe 42 Charges RS.2288/-
Delay in RD Installment Rs.2 for every Rs.100/- Per Month
Use of Fax / Telephone / Modem No Charges
Franking Charges Rs. 20/- Per Document
Photo attestation No Charges
Signature attestation Rs.125/-
Stop Payment Charges Rs.125/-
Token Lost  Rs. 300/- per Token

 

Faith Enquiry

Savings Bank A/c Rs.100/-
Current bank Account RS.125/-

 

Hire Purchase Scheme

Rs. 20000/- to 1.00 lakhs Rs. 180/-
Above 1.00 Lakh  Rs. 775/-
Cheque Return Rs. 300/-