Home  
   
  Savings Bank A/c - No frills A/c  
 
  Minimum Balance Rs. 50/-
  Charges for non maintenance thereof N.A
     
 
Savings Bank Accounts with Cheque facility
  
  Minimum Balance City- Rs.500/- Rural-Rs.200/-
  Charges for non maintenance thereof RS. 10/-
     
 
Saving Bank Accounts without Cheque Facility
 
  Minimum Balance City- Rs.200/- Rural-Rs.100/-
  Charges for non maintenance thereof RS. 10/-
     
  Other Savings bank account facilities  
  Issue of Duplicate Statement N.A
  Issue of loose cheque leaves N.A
  Issue of duplicate pass book Rs.50/-
  Mode of calculation of minimum Balance  
  Issue of cheque book 50 leaves free in a year
    Subsequently Rs.3/- each Cheque
  Return of Cheque book Rs.3/- each Cheque
  Cheque return-Inward Rs.100/-
  ECS Debit return Rs.100/-
  Cheque Return - outward Rs.50/-
     
  Current bank Account  
  Minimum Balance Rs.1000/-
  Charges for non maintenance thereof Rs. 50/-
  Issue of cheque book Rs.3/- per leaf
  Folio Charges Rs.50/- Per Pg
     
  Cheque Return-Inward  
  Upto Rs. 20000/- Rs.75/-
  Rs.20001/- to Rs. 1 Lac Rs. 125/-
  Above Rs. 1 Lac Rs. 600/-
  Cheque Return - Outward RS.100/-
     
  Account closure Savings   Current
  Before 6 Month Rs.200/-   Rs.300/-
  6 Months to 12 Months Rs.100/-   Rs.300/-
  After 1 year Rs.100/-   Rs.200/-
  Cheque Return - Outward Rs.5/- per leaf
     
  Remittance Facilities through own bank  
  DD - Issue N.A
  DD - Cancellation N.A
  DD - Duplicate N.A
  DD - Revalidation N.A
  PO - Issue  
  upto Rs.1000/- Rs. 25/-
  Rs.1001 to Rs.5000/- Rs. 35/-
  Rs.5001 to Rs.25000/- Rs. 50/-
  Rs.25001 & above Rs.1.50 per Rs.1000/-
    Max up to Rs.1000/-
  PO - Cancellation Rs. 50/-
  PO - Duplicate Rs. 50/-
  PO - Revalidation Rs. 50/-
  TT - Issue N.A
  TT - Cancellation N.A
  TT - Duplicate N.A
  TT - Revalidation N.A
     
  EFT Charges - Inward N.A
  EFT Charges - Outward N.A
     
  RTGS - Outward  
  Rs.1,00,000/- to Rs.5,00,000/ Rs. 25 per transaction
  Above Rs.5,00,000/- Rs. 50/- per transaction
  RTGS - Inward No Charges
     
  NEFT  
  upto Rs.10000/- Rs.2.80
  Rs,10001/- to Rs.1,00,000/- Rs.5.60
  Rs.1,00,000/- to Rs.2,00,000/- Rs.16.80
  Above Rs.2,00,000/- Rs.28/-
     
  Collection of Cheques No Charges
     
     
  Remittance Facilities through other bank  
  ● ICICI BANK  
  DD - Issue  
  upto Rs.25000/- Rs. 30/-
  Above Rs.25000/- Rs. 1.50 for every Rs.2000/-
    Minimum Rs.40/-
  Cancellation upto Rs. 10000/- Rs. 75/-
  Above Rs.10000/- Rs. 150/-
     
  ● SBI  
  upto Rs. 10000/- Rs. 50/-
  Above Rs. 100000/- Rs. 4.50 for every Rs. 1000/-
    Maximum Rs. 12500/-
  Cancellation Rs. 200/-
     
  ● Union Bank  
  Upto Rs. 10000/- Rs. 50/-
  Above Rs. 10000/- Rs. 4/- for every Rs. 1000/-
    Maximum Rs. 12500/-
  Cancellation Rs. 200/-
     
  PO - Issue N.A
  PO - Cancellation N.A
  PO - Duplicate N.A
     
  TT - Issue N.A
  TT - Cancellation N.A
  TT - Duplicate N.A
  TT - Revalidation N.A
     
  EFT Charges - Inward N.A
  EFT Charges - Outward N.A
     
  Collection of Cheques N.A
     
  Foreign Exchange Transactions  
  Remittance Outward 0. 30%
  Remittance Inward 0. 10%
  TCs - Selling 0. 28%
  TCs - Encashing No Charges
  TCs - Foreign Currency N.A
  Cheque Collection N.A
  Local  
     
  Outstation through own bank  
  upto Rs.10,000/- Rs. 50/-
  Rs.10,001 to Rs.1,00,000/- Rs. 100/-
  Above Rs.1,00,000/- Rs. 150/-
  Bouncing of Cheques-Outsation-through own bank  
     
  Outstation through another bank N.A
     
     
  RETAIL LOAN  
  ● Loan Processing Charges  
  Secured /Unsecured Loan 0.50%
  CC Renewal 0.25%
  Sectoin B-49 upto Rs.1 Lac 0.50%
  Section B-49 above 1 Lac 1.00%
     
  ● Gold Valuation Charges  
  First 5 grams Rs.50/-
  Every gram above 5 grams Rs.5/-;
     
  NSC / LIC / KVP 0.50% or MinimumRs.100/-
     
  Prepayment Charges No Charges
  No due Certificate
  Charges for late payment of EMI No Charges
  Charges for changing from fixto floating rates of interest N.A
 
charges for changing from float to fixed rates of interest
 N.A
  Solvency Certificate  
  upto Rs.50000/- Rs. 500/-
  Rs.50001 to Rs.2.00 Lac Rs. 750/-
  Rs.200001 to Rs.5.00 Lac Rs. 1250/-
  Rs.500001 to Rs.10.00 lac Rs. 2000/-
  Rs.10,00,001/- to 25 lac Rs. 2500/-
  Rs.25,00,000/- to 50 lac Rs.5000/-
  Rs.50,00,001/- to 1 crore Rs.10000/-
  Rs.25,00,000/- to 50 lac Rs.5000/-
  Rs.50,00,001/- to 1 crore Rs.10000/-
  Charges for late payement of EMI N.A
 
Charges for changing from fixed to floating rates of interest
 N.A
 
charges for changing from float to fixed rates of interest
  
     
  Cards  
  ● ATM  
  Membership fee No Charges
  Annual Fee No Charges
  Renewal Charges No Charges
  Late Payment Charges N.A
  Interest Charges N.A
  Replacement Charges /Additional Card RS. 100/-
  Transaction Charge for Partner banks Financial Trans.Rs.15/- Non Financial Trans. Rs.5/-
  Transaction Charge for Non - Partner banks N.A
     
  ● Credit Card N.A
     
  ● Debit Card No Charges
     
  MISCELLANEOUS  
  Balance Enquiry No Charges
  Balance Certificate Rs.50/-
  Interest Certificate No Charges
  Duplicate Term Deposit Receipt RS.100/-
  Delay in RD Installment Rs.1.50 for every Rs.100/-
  Use of Fax / Telephone / Modem No Charges
  Franking Charges Rs. 10/-
  Photo attestation No Charges
  Signature attestation Rs.50/-
  Stop Payment Charges Rs.50/-
  Inoperative account SB- Rs.50/- Current- Rs.100/-
     
  ● Faith Enquiry  
  Savings Bank A/c Rs.25/-
  Current bank Account RS.100/-
 
     
 
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